People With Cerebral Palsy
The cost of caring for a child with cerebral palsy is staggering. Over the child's lifetime, you can expect to pay over $900,000, not including hospitalizations, helping devices, surgeries, medications, psychological counseling, speech therapy, wheelchairs, home modifications, special education programs and other expenses. You or your spouse may also have a loss of wages or income potential because you are required to spend more time at home assisting your cerebral palsy child with day-to-day activities like eating, bathing or at-home learning. The good news is that there are financial resources available to assist your family.
Your first stop for financial aid for your cerebral palsy child should be to apply for Social Security benefits. If you or your child has become disabled before the age of 22, then you are eligible for Adult Child Social Security benefits. If your child is under 18, you can apply for Supplemental Security Income benefits through your local Social Security office. Children with cerebral palsy are admitted easily to this government aid program, which is designed for people with life-long disabilities or who are too old to work any longer. Sometimes Medicaid health insurance coverage automatically comes with SSI, but other times you must apply separately for these benefits. Be sure to ask your SSI representative what your state's rules are.
In some cases, a child born with cerebral palsy is the result of medical malpractice. Though rare, Erb's Cerebral Palsy occurs when babies are born feet-first or when nerves are ripped and torn during the birthing process. If you suspect foul-play is afoot, then it's a good idea to speak with a cerebral palsy lawyer about filing a lawsuit. Even if your child's condition was caused through no fault of the doctor, you may wish to hire an attorney from www.lawyershop.com or www.disability-claims.net to help walk you through the social security disability application process. Usually these lawyers do not charge you a fee unless the case is won, and then they are awarded 25% of the back-pay you receive. Filing for disability can be a frustrating and time-consuming process, so it helps to have a friend assisting you.
Coping with cerebral palsy financial obligations can seem overwhelming at first. Therefore, it's important that you get involved with your local branch of the United Cerebral Palsy Community Resource Funds group. Finding that you are not alone is the first step to success. It's also important to have a place you can turn to that has already compiled the applications, the research and the resources to make your quest for financial assistance much easier. Whether you apply for Social Security funding or search for a technological devices grant, you'll be glad you looked for help.
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